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Application Checklist for Subhadra Yojana

The official website of Subhadra Yojana provides a comprehensive checklist for the application process that we have explained about in detail in the article.

By Subhadra Yojana Published on April 17, 2024

The Subhadra Yojana is a transformative financial assistance scheme launched by the Government of Odisha to empower economically vulnerable women across the state. Eligible women can receive a one-time benefit of ₹10,000, but to ensure they can access these benefits, they must meet specific requirements. This article provides a detailed application checklist for women applying for the Subhadra Yojana, outlining the necessary documents, formalities, and procedures to follow.

1. Aadhaar Card / Aadhaar Number

One of the most critical requirements to apply for benefits under the Subhadra Yojana is possessing a valid Aadhaar card or Aadhaar number. The Aadhaar serves as the primary identification document, ensuring that the scheme reaches the intended beneficiaries.

  • Why It’s Important: Aadhaar is linked to multiple government schemes, and it provides a secure way to verify a person’s identity.

  • Action Steps:

    • If the applicant does not already have an Aadhaar card, she must enroll for one at the nearest Aadhaar center.
    • If there are any discrepancies in the Aadhaar data (such as spelling errors, incorrect addresses, or outdated information), the applicant should immediately correct the data to avoid delays in the application process.

2. Mobile Number Linked with Aadhaar

Another essential step for applicants is to ensure that their mobile number is linked to their Aadhaar card. Linking a mobile number with Aadhaar enables seamless communication between the scheme authorities and the applicant, especially for OTP verification during the e-KYC (Electronic Know Your Customer) process.

  • Why It’s Important: Many processes, including Aadhaar-based authentication and online applications, require the applicant’s registered mobile number to receive OTPs and official notifications.

  • Action Steps:

    • If the applicant’s mobile number is not linked to her Aadhaar, she should visit her nearest Aadhaar service center to complete the linkage process.
    • If the registered mobile number is no longer in use, the applicant should update her Aadhaar with a new, functional mobile number.

3. Single-Holder Bank Account (Aadhaar-Enabled and DBT-Enabled)

To receive the benefits of the Subhadra Yojana, each applicant must have a single-holder bank account that is both Aadhaar-enabled and DBT-enabled. A single-holder account ensures that the financial assistance reaches the intended individual directly without any confusion or interference.

  • What is Aadhaar-Enabled: An Aadhaar-enabled bank account allows the government to transfer funds directly into the beneficiary’s account, verified by her Aadhaar number.

  • What is DBT-Enabled: DBT, or Direct Benefit Transfer, ensures that the funds provided under the scheme are directly credited to the beneficiary’s bank account without intermediaries.

  • Action Steps:

    • If the applicant does not already have a single-holder bank account, she must open one at a bank of her choice.
    • If the existing account is not Aadhaar-enabled, the applicant must visit her bank and link the account with her Aadhaar number.
    • Ensure that the bank account is DBT-enabled by verifying this with the bank officials. If the account is not DBT-enabled, follow the bank’s procedure to activate it.

4. Handling Aadhaar Discrepancies and Data Mismatch

If there is a mismatch between the information provided in the application and the data on the Aadhaar card, it can delay or even disqualify the applicant from receiving benefits. It is crucial that the data on the Aadhaar card matches the information provided in the application form.

  • Common Issues: Errors in name spelling, incorrect birth date, mismatched addresses, etc., are common issues that can arise during Aadhaar-based verification.

  • Action Steps:

    • If there is a data mismatch, the applicant must visit the Aadhaar enrollment center or use the online portal to update her details.
    • Ensure that the updated information matches across all documents, including the application form, Aadhaar, and bank account details.

5. Opening and Enabling a Single-Holder Aadhaar and DBT-Enabled Bank Account

For applicants who do not yet have a single-holder Aadhaar-enabled and DBT-enabled bank account, the Subhadra Yojana offers an opportunity to complete this requirement.

5.1 Opening a Single-Holder Bank Account

The scheme provides applicants with the facility to open a single-holder bank account if they do not already have one. This ensures that the benefits of the scheme are directly credited to the individual’s account.

  • Action Steps:
    • Visit the nearest bank branch to open a single-holder savings account.
    • Provide necessary documents such as Aadhaar, proof of address, and proof of identity during the account opening process.

5.2 Making the Bank Account Aadhaar-Enabled

Once the single-holder bank account is opened, the next step is to link it with the applicant’s Aadhaar number.

  • Action Steps:
    • Submit a request to the bank to link the new bank account with Aadhaar.
    • This can usually be done by filling out a form at the bank or using the bank’s mobile or internet banking services.

5.3 Making the Bank Account DBT-Enabled

To enable the Direct Benefit Transfer feature on the bank account, applicants must ensure that the bank has activated DBT services.

  • Action Steps:
    • Confirm with the bank officials that the account is DBT-enabled.
    • In some cases, applicants may need to provide additional documentation to ensure DBT activation.

5.4 Completing the e-KYC Process

Finally, completing the e-KYC process is crucial for ensuring that the bank account is properly linked and eligible for receiving benefits under the Subhadra Yojana.

  • Action Steps:
    • Complete the e-KYC process by visiting the bank or using online services, if available.
    • The preferred method for e-KYC under the Subhadra Yojana is face-authentication, which can be done using the Subhadra Mobile Application by providing the Aadhaar number.

6. Receiving the Full Benefit of ₹10,000

In the financial year 2024-25, all beneficiaries under the Subhadra Yojana will receive the full benefit of ₹10,000, regardless of when their application is approved. This means that even if the application is processed after the scheme’s launch, eligible women will still receive the entire sum as a one-time financial aid.

  • Action Steps:
    • Ensure that all the above requirements (Aadhaar linkage, DBT activation, e-KYC completion) are met to receive the benefit in full.

Conclusion

The Subhadra Yojana provides crucial financial assistance to women in Odisha, empowering them economically. However, to ensure smooth processing and disbursement of benefits, it is important that applicants fulfill all the necessary requirements as outlined in this checklist. From having a valid Aadhaar card to linking their mobile number and ensuring their bank account is Aadhaar and DBT-enabled, these steps help streamline the application process. By following this checklist, eligible women can efficiently apply for and receive the benefits of the Subhadra Yojana, improving their financial security and contributing to their empowerment.