The Government of Odisha, through the Subhadra Yojana, aims to provide financial assistance to eligible women, empowering them economically and promoting their overall well-being. To ensure that deserving women can easily access the benefits under this scheme, a comprehensive application process has been put in place. This article provides an in-depth look into the application procedure for the Subhadra Yojana, detailing the steps, requirements, and various modes through which women can apply for this scheme.
You can check the list of required documents in the application checklist article.
Who Can Apply?
Before diving into the procedure, it is essential to understand who is eligible to apply for the Subhadra Yojana. The scheme targets economically vulnerable women across Odisha. Eligibility is determined based on various socio-economic factors, including income level, employment status, and household condition.
If a woman meets the eligibility criteria, she is required to apply for the scheme in order to receive its benefits. The Subhadra Yojana is open to women from all parts of the state, both rural and urban, ensuring widespread accessibility.
Modes of Application
The application process for the Subhadra Yojana can be completed through two distinct modes:
Offline Application Process
Women who prefer or have easier access to offline services can apply through printed application forms. These forms are made available free of cost at various government-designated locations.
Where to Get the Forms:
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Anganwadi Centres: These community-based centers are easily accessible in rural areas and serve as a primary point of contact for women seeking to apply for government schemes.
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Block Offices: The Block Development Offices also provide these forms and offer assistance in filling them out.
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Urban Local Body (ULB) Offices: Women living in urban areas can collect application forms from their respective ULB offices.
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Mo Seba Kendras and Common Service Centres (CSCs): These centers are spread across the state and serve as multi-service access points for various government schemes, including the Subhadra Yojana. Beneficiaries can collect, fill, and submit their application forms here.
How to Apply Offline:
Once the application form is collected from any of these locations, the applicant must fill out the form accurately with all the required personal and contact details, such as:
- Name and address
- Aadhaar number
- Bank account details (if applicable)
- Any other necessary information as per the form
The completed form must be submitted to the nearest Mo Seba Kendra or Common Service Centre. Once submitted, the application goes through a verification process.
Online Application Process
For women who have internet access and prefer digital services, an online mode of application is available through the Subhadra Portal. This online option provides greater convenience and eliminates the need to physically visit a service center.
How to Apply Online:
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Step 1: Visit the official Subhadra Yojana Portal. The portal is user-friendly and provides instructions on how to complete the application process.
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Step 2: Create an account or log in if the applicant has already registered on the portal.
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Step 3: Fill in the required details, similar to the information needed in the offline form. Ensure all data is correct, especially details like the Aadhaar number and bank account information, as these are crucial for identity verification and benefit disbursement.
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Step 4: Submit the completed application form online. Applicants can also upload necessary supporting documents (if any) to facilitate the verification process.
Both offline and online applications undergo a similar verification process by the authorities to ensure accuracy and eligibility.
Verification Process
Once an application is submitted, whether through offline or online modes, it is subject to a verification process to confirm the applicant's eligibility for the scheme.
Aadhaar-Based Verification
The details provided by the applicant are cross-checked against their Aadhaar data. If any discrepancy arises between the application and Aadhaar information, the Aadhaar data will be considered final. This verification is crucial to prevent fraud and ensure that only deserving beneficiaries receive the scheme's benefits.
Database Cross-Check
The application is also cross-referenced with the government's existing database of beneficiaries. This is done to avoid duplication of benefits and ensure that those who have previously availed assistance or are not eligible under this scheme are filtered out.
Field Enquiry
In certain cases, if the authorities require further clarification on the information provided by the applicant, a field enquiry may be conducted. This helps ensure that all applicants are thoroughly vetted before receiving benefits under the Subhadra Yojana.
Completion of e-KYC Formalities
A critical part of the application procedure is the completion of e-KYC (Electronic Know Your Customer) formalities. e-KYC is a digital process used to verify the identity of applicants, and it plays a central role in the implementation of the Subhadra Yojana.
Face Authentication Through the Subhadra Mobile Application
The preferred method of completing e-KYC is through face authentication using the Subhadra Mobile Application. Here's how the process works:
- The beneficiary is required to provide their Aadhaar number through the mobile app.
- Using the Aadhaar-linked facial recognition system, the app verifies the identity of the applicant, ensuring that the individual applying for benefits is indeed the same person registered in the Aadhaar system.
This system not only enhances security but also simplifies the verification process, making it quicker and more efficient.
Self-Certification of Eligibility
As part of the e-KYC process, applicants are also required to self-certify their eligibility for the scheme. This means that they must attest that they meet the necessary criteria for receiving benefits under the Subhadra Yojana. False claims or inaccurate self-certification can lead to disqualification from the scheme and potential legal action.
Option to Opt Out
The Subhadra Yojana offers beneficiaries the flexibility to opt out of the scheme, should they choose to do so. If a woman believes that she no longer requires assistance, or if she wishes to relinquish her benefits in favor of helping other women in the state, she can opt out of the scheme via the Subhadra Portal.
Voluntary Opt-Out
Beneficiaries who feel they have improved their economic situation or secured employment can voluntarily opt out to allow other women in need to benefit from the scheme.
Mandatory Opt-Out on Becoming Ineligible
If a beneficiary becomes ineligible due to significant changes in her economic or employment status, she must opt out of the scheme to ensure the benefits continue to reach those most in need.
Final Steps and Approval
Once the application is successfully verified and e-KYC formalities are complete, the applicant is approved to receive the benefits. The approved beneficiaries are notified through the portal or via SMS on their registered mobile number.
The benefits, in this case a one-time financial assistance of ₹10,000, are then directly transferred to the beneficiary's Aadhaar-linked, DBT-enabled bank account, ensuring a smooth and transparent disbursement process.
Conclusion
The Subhadra Yojana stands as a vital financial empowerment scheme for women in Odisha. The application procedure has been designed to be accessible, efficient, and transparent, offering both online and offline methods for applying. With Aadhaar-based verification, e-KYC formalities, and the flexibility to opt out when necessary, the government ensures that the scheme benefits the right women, while also encouraging accountability and self-certification. By following the outlined steps, eligible women can easily access the support they need to improve their lives and contribute to the empowerment of their fellow sisters across the state.