Recently, the government of Odisha has uploaded a detailed document on the Subhadra Yojana. This document is a guide for the people of Odisha to understand the scheme and its benefits.
While you can read the official SOP Document on the official website itself, we provide a summary and easy-to-understand points below.
The Government of Odisha launched the Subhadra Yojana to provide financial assistance to eligible women in the state, with the aim of empowering them economically and promoting their well-being. The scheme offers a one-time financial benefit of ₹10,000 to qualified beneficiaries, ensuring support for those who need it most. In this article, we will outline the Standard Operating Procedure (SOP) for the Subhadra Yojana, detailing the step-by-step process for identification of beneficiaries, application procedures, eligibility requirements, and other crucial details of the scheme.
Identification of Beneficiaries
Identifying the right beneficiaries is essential to the success of the Subhadra Yojana. To ensure that the scheme reaches the intended recipients, the following procedures are in place:
Application Process: Online and Offline
Eligible women must apply to receive benefits under the Subhadra Yojana. The application process is available in both online and offline modes, ensuring accessibility for all.
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Offline Applications: Pre-printed application forms are made available free of cost at designated locations such as Anganwadi Centres, Block Offices, Urban Local Body (ULB) Offices, Mo Seba Kendras, and Common Service Centres (CSCs). Women who prefer this mode can fill out the form and submit it at the nearest Mo Seba Kendra or CSC.
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Online Applications: Beneficiaries can also apply online through the dedicated Subhadra Portal. This portal is designed to streamline the application process, offering ease of access and a user-friendly experience.
Verification of Applications
All submitted applications undergo a thorough verification process. This verification is conducted against the existing database maintained by the government. In certain cases, a field enquiry may also be carried out to ensure the accuracy of the submitted information.
e-KYC and Aadhaar Authentication
To complete the application, all applicants must self-certify their eligibility under the Subhadra Yojana and submit the necessary undertakings. The e-KYC (Electronic Know Your Customer) process is mandatory, and it is preferably done through face authentication using the Subhadra Mobile Application by providing the applicant’s Aadhaar number. This helps authenticate the beneficiary and ensures transparency in the process.
In the case of any discrepancies between the details provided in the application form and those on the Aadhaar card, the information on the Aadhaar will be considered final.
Opting Out of the Scheme
Beneficiaries who wish to relinquish their benefits in favor of empowering other women can opt out of the scheme at any time through the Subhadra Portal. Additionally, if a woman becomes ineligible (for instance, by gaining employment in a government job or improving her household’s economic condition), she must opt out of the scheme.
Requirements to Receive Benefits
To ensure effective implementation, eligible women must fulfill several requirements before receiving financial benefits under the Subhadra Yojana. These requirements are:
Aadhaar and Mobile Number Linkage
Applicants must have an Aadhaar card in their own name and ensure that their mobile number is linked to their Aadhaar. This linkage is crucial for completing e-KYC and enabling the disbursement of benefits through Direct Benefit Transfer (DBT).
Aadhaar-Enabled Bank Account
Each beneficiary must have a single-holder, Aadhaar-enabled, and DBT-enabled bank account. The Aadhaar-enabled payment system ensures that the financial assistance reaches the correct beneficiary directly into her account.
- If an applicant does not have an Aadhaar number or there is a data mismatch in her Aadhaar card, she will be required to correct these issues before receiving benefits.
- Similarly, if the applicant does not have a single-holder Aadhaar-enabled and DBT-enabled bank account, she will be provided with an opportunity to:
- Open a single-holder bank account,
- Enable the account for Aadhaar payments,
- Complete DBT enablement, and
- Finish the e-KYC process.
Disbursement of Financial Assistance
For the year 2024-2025, every eligible beneficiary will receive a one-time financial benefit of ₹10,000 from the date of the scheme’s launch, regardless of when her application is approved. This ensures that all applicants receive the full benefit, even if they apply after the launch.
Responsibilities of Applicants/Beneficiaries
While the government provides financial support, beneficiaries are required to fulfill specific obligations under the Subhadra Yojana. These responsibilities are essential to maintain the transparency and effectiveness of the scheme:
Accurate Information and e-KYC Formalities
Applicants must provide accurate and truthful information while completing the application process. In the event that a beneficiary is found to be ineligible, the scheme authorities have the right to terminate her benefits immediately, recover any benefits already disbursed, and take legal or administrative action for fraud.
Completion of Banking Formalities
All applicants must complete the formalities required to open a single-holder bank account and ensure it is Aadhaar-enabled for DBT. Additionally, they must finish the e-KYC formalities to authenticate their identity.
Opting Out and Return of Benefits
As discussed earlier, beneficiaries can choose to opt out of the scheme through the Subhadra Portal if they become ineligible due to changes in their employment or economic status.
In case a beneficiary passes away, any undisbursed benefits will become void, and no one can claim them on behalf of the deceased. This ensures that the assistance goes directly to the women for whom the scheme was intended.
Online Transactions and Incentives
Beneficiaries are encouraged to perform a higher number of online transactions to receive additional incentives under the guidelines of the scheme. This helps promote digital literacy and financial independence among women.
Obligations in Case of Overpayment
If, due to administrative errors, beneficiaries receive an overpayment, they are required to return the excess amount voluntarily. The scheme authorities will communicate such instances, and beneficiaries are expected to comply.
Data Privacy and Consent
By applying for benefits under the Subhadra Yojana or by choosing not to opt out, applicants provide their consent for the scheme authorities to use their personal data, including Aadhaar details, for monitoring and evaluation purposes. This ensures transparency and accountability, as well as the smooth functioning of the scheme.
Conclusion
The Subhadra Yojana is a pivotal scheme that seeks to provide financial assistance and empowerment to women in Odisha. By adhering to the Standard Operating Procedure outlined above, the government ensures that the scheme operates in a transparent, efficient, and fair manner. Beneficiaries must comply with the requirements, fulfill their responsibilities, and provide accurate information to ensure the success of the program. The Subhadra Yojana not only provides financial aid but also encourages women to improve their digital literacy and economic standing, contributing to their overall empowerment.
KEY POINTS OF SUBHADRA YOJANA SOP
We have provided the key points from the provided Standard Operating Procedure (SOP) for the SUBHADRA scheme below.
1. Identification of Beneficiaries
- Eligible women can apply offline or online via the SUBHADRA portal.
- Application forms are available at various centers like Anganwadi Centres, Block Offices, etc.
- Submission is at the nearest Mo Seba Kendra / Common Service Centre.
- Aadhaar information takes precedence in case of discrepancies.
- Applications are verified against government databases and field enquiries.
- Self-certification, undertakings, and e-KYC (preferably through face-authentication) are required.
- Beneficiaries can opt out via the SUBHADRA portal.
2. Requirements to Receive Benefit under SUBHADRA
- Beneficiaries must have an Aadhaar card with linked mobile number.
- A single-holder bank account that is Aadhaar-enabled and DBT-enabled is required.
- Assistance is provided to open and enable bank accounts if needed.
- All beneficiaries receive Rs. 10,000 from the launch date in 2024-25, regardless of approval date.
3. Responsibilities of the Applicants / Beneficiaries
- Beneficiaries must accept the scheme's obligations and provide accurate information.
- They must complete the process of opening and enabling a bank account and e-KYC.
- Ineligible beneficiaries face termination, recovery of benefits, and legal action.
- Benefits are void upon the beneficiary's demise.
- Beneficiaries can opt out if they become ineligible.
- Online transactions are encouraged for further incentives.
- Consent for using personal data, including Aadhaar, is given by applying or not opting out.
- Overpayments due to administrative errors must be repaid.